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Payment Plans At PJC

Published or Revised January 13, 2015

Paying for the rising costs of a college education is a concern for nearly every student and family. The fact is, few of us have the resources to simply write a check for the full cost of tuition each semester. So how are you meeting your costs? What's your plan? Do you have one?

Having a solid plan for covering the cost of college is an important step toward graduation. Paris Junior College is pleased to enlist the services of FACTS to make the process easier for you.

This page outlines payment plan solutions brought to you by Paris Junior College and FACTS Management Co., the leading tuition payment plan provider in the industry. Working together, Paris Junior College and FACTS will provide you with sensible strategies for covering the rising costs of college.

PJC Payment Plan

Complete a payment plan agreement at your nearest PJC Business Office (Paris, Greenville, or Sulphur Springs). The payment plan requires a $25 setup fee and a downpayment of 50% of total tuition and fees. Two additional payments are due at stated dates within the current semester. There will be a $25 late fee if the subsequent payments are late. Contact the Business Office at 903.782.0232 with any questions about the PJC Payment Plan.

FACTS has a plan for you

To help you meet your educational expenses, Paris Junior College is proud to offer FACTS as a convenient budget plan. This is not a loan program. You have no debt, there are no interest or finance charges assessed, and there is no credit check. The cost to budget your interest-free monthly payment plan is a $25 per semester nonrefundable FACTS Enrollment Fee. You may budget your tuition and fees in the following ways:

Convenient online enrollment

Enroll in the FACTS Payment Plan online at First, you must register online through Campus Connect. Next, within Campus Connect, select the "Review/Pay Account" option. Review your schedule and statement for accuracy then click on the "Pay by FACTS" button. You will be taken to FACTS' eCashier payment portal, and e-Cashier will lead you through the process of creating a FACTS agreement.

Be sure to have the following information:

Enrolling online is simple, secure, and easy. Connect to the e-Cashier Web site through The payment plan can accommodate down payments and monthly payments.

Before you click the Submit button, please carefully read through the Final Review and the Terms and Conditions. An immediate e-mail will be sent (if an email address was provided for the person responsible for payment) confirming enrollment through e-Cashier.

Down and full payment options

Down or full payments are deducted immediately from the account provided on the agreement. If the payment fails for any reason, the agreement is terminated and notification is sent to the person responsible for payment. A $2 nonrefundable FACTS Enrollment Fee will be assessed for full payments.

FACTS enrollment deadlines

Enrollment on e-Cashier is available. Click here for information on the last day to submit online, required downpayment amount, number of payments and months of payments.

NOTE: All down payments are processed immediately. All enrollment fees are deducted automatically from your account within 14 days of your agreement being posted to the system.

All payments are processed on the 5th of each month unless otherwise noted.

e-Cashier availability

Availability of e-Cashier is determined by Paris Junior College. Please be aware Paris Junior College may elect not to have e-Cashier available during specific times and dates during registration.

IMPORTANT: Call FACTS at 1-800-609-8056 to make any changes to your address, phone, or banking information. If you have questions regarding your FACTS agreement, please contact FACTS directly or view your agreement online through My FACTS Account. To access My FACTS Account, follow the instructions located on the FACTS Confirmation Notification or e-mail. If you have questions regarding your financial aid award or tuition balance, please call the Paris Junior College Business Office at 903-782-0232.

Please do not assume your balance will automatically be adjusted if financial aid is received or a class is dropped or added. You should review your agreement balance online through My FACTS Account or call the Paris Junior College Business Office a 903-782-0232 to confirm the change.

Returned payments

Should an automatic bank payment or credit card payment be returned, a $25 FACTS Returned Payment Fee will be automatically assessed to your account. You will be notified by FACTS of the returned payment via mail or e-mail.

Frequently asked questions

When and what time will the funds be withdrawn from my bank account?
FACTS specifies the date each payment will occur, but it is your financial institution that determines the time of day the payment is debited. FACTS recommends you check with your financial institution to determine how far in advance funds should be deposited into your account to ensure the automatic payment clears. If a payment date falls on a weekend or banking holiday, the payment will be attempted the following business day.
How will I be notified of my payment information?
Once your agreement is posted to the FACTS system, you will receive a confirmation notification of your payment amount by e-mail or letter. Payments will be processed until the total balance is paid in full. The notification has important information you must have to log on to My FACTS Account. The notification also serves as a reminder that a $25 per semester nonrefundable FACTS Enrollment Fee will be processed from the account indicated on the agreement.
Can I pay by phone with FACTS?
In accordance with the Terms & Conditions of your FACTS agreement, payments are processed electronically. FACTS does not accept payments by phone.
What is the FACTS Access Code?
To help protect your privacy, FACTS asks the person responsible for the payments to create an access code. If you should call into FACTS inquiring about your FACTS agreement or inquire online through My FACTS Account, you will be required to verify your FACTS Access Code. If you do not create an access code on your FACTS agreement, one will be randomly assigned to you. Your FACTS Access Code will be identified on your FACTS Confirmation Notification. Please remember to keep a copy of your confirmation notification.
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